Medicare
Make Sense of Medicare
Understand your choices with a NO COST Medicare 101 webinar
Medicare can be puzzling. Most people don’t know exactly what Medicare covers and how much it costs. By attending a no cost, no obligation Medicare 101 webinar, you’ll have the tools you need to make the most informed decision about your healthcare.
We’ll help you understand:
• What original Medicare does and doesn’t cover
• The different parts of Medicare
• Options for prescription drug coverage
• Deadlines for enrolling
Call (716) 276-0880 to reserve your space or to schedule a one on one appointment with a licensed sales agent. For persons with special needs accommodations, please call 716-276-0880. TTY Users: 1-800-421-1220 (711)
Not connected with or endorsed by the U.S. government or the federal Medicare program.
Group & Individual Health Insurance
We offer group and individual health insurance, in addition to Medicare, and are contracted with all the major carriers. Here to help at no cost to you. Let us save your hours of research and help you find the right coverage.
Maria Schenk
Benefits Consultant
Sheridan Benefits, LLC
7 Limestone Drive
Williamsville, NY 14221
Office: 716-580-3773 ext. 210
Fax: 716-580-3778
mschenk@sheridanbenefits.com
Luann Blair
Licensed Sales Agent
Office: (716) 580-3773
Fax: (716) 580-3778
Mobile: (716) 374-5353
lblair@sheridanbenefits.com
Barry H. Kantrowitz
Director, Individual Products and Carrier Relations
Office: (716) 580-3773
Fax: (716) 580-3778
Toll Free: (866) 308-0427
bk@sheridanbenefits.com
Sign Up Today!
Webinar Schedule
In Person Classes
*Please note: Limited seating please call 716-276-0880 for reservations.
August
Thursday August 26, 2021 6:00pm
September
Monday September 13, 2021 6:00pm
Wednesday September 15, 2021 6:00pm
Tuesday September 28 , 2021 6:00pm
October
Monday October 11, 2021 6:00pm
Thursday October 21, 2021 6:00pm
Tuesday October 26, 2021 6:00pm
November
Thursday November 4, 2021 6:00pm
Monday November 8, 2021 6:00pm
Tuesday November 16, 2021 6:00pm
In Person Classes
*Please note: Limited seating please call 716-276-0880 for reservations.
Amherst Senior Center
370 John James Audubon Pkwy.
Amherst, NY 14228
Tuesday, September 21, 2021………….10:00 am
Brighton Place Library
999 Brighton Road
Tonawanda, NY 14150
Tuesday, October 5, 2021………………..10:00 am
Thursday, October 21, 2021…………….. 4:00 pm
Wednesday, November 24, 2021…… 4:00 pm
Clarence Public Library
3 Town Place
Clarence, NY 14031
Monday, September 20, 2021………….6:00 pm
Daemen College*
4380 Main Street
Amherst, NY 14226
Building: Duns Scotus, Room: 324
Monday, August 30, 2021………………….6:00 pm
Wednesday, September 8, 2021……..6:00 pm
Tuesday, September 28, 2021…………..6:00 pm
Wednesday, October 13, 2021…………6:00 pm
Tuesday, October 26, 2021……………….6:00 pm
Monday, November 15, 2021…………….6:00 pm
Wednesday, December 1, 2021………..6:00 pm
Dale Association
33 Ontario Street
Lockport, NY 14094
Thursday, September 9, 2021…………10:00 am
Hilbert College*
5200 South Park
Hamburg, NY 14075
Swan 123/124
Wednesday, August 25, 2021……………6:00 pm
Tuesday, September 14, 2021…………..6:00 pm
Monday, September 27, 2021…………..6:00 pm
Tuesday, October 12, 2021………………..6:00 pm
Thursday, October 28, 2021……………..6:00 pm
Tuesday, November 9, 2020…………….6:00 pm
Monday, November 29, 2020…………6:00 pm
Niagara County Community College (NCCC)*
3111 Saunders Settlement Road
Sanborn, NY 14132
Building: E, Room: 142
Wednesday, September 22, 2021……6:00 pm
Saturday, October 16, 2021……………..10:00 am
Saturday, November 20, 2021………..10:00 am
Silver Grove Financial
4201 N. Buffalo Road
Orchard Park, NY 14217
Thursday, September 23, 2021………..6:00 pm
Saturday, October 9, 2021………………..6:00 pm
Thursday, October 14, 2021………………6:00 pm
Saturday, November 13, 2021…………..6:00 pm
St. John’s Evangelical Lutheran Church
3512 Clinton Street
West Seneca, NY 14224
Thursday, September 16, 2021………. 6:00 pm
Thursday, October 7, 2021……………… 6:00 pm
Thursday, November 18, 2021……….. 6:00 pm
Sheridan Benefits
7 Limestone Drive
Williamsville, NY 14221
Thursday, August 26, 2021 ………………. 4:30 pm
Monday, September 13, 2021 ………… 6:00 pm
Monday, September 20, 2021……….. 6:00 pm
Thursday, September 23, 2021………. 9:30 am
Monday, October 4, 2021………………. 6:00 pm
Thursday, October 7, 2021………………. 9:30 am
Thursday, October 7, 2021………………. 4:30 pm
Monday, October 11, 2021………………. 6:00 pm
Monday, October 18, 2021……………… 6:00 pm
The Fountain Wellness Center
8469 Sheridan Drive
Williamsville, NY 14221
Tuesday, September 21, 2021…………. 6:00 pm
Saturday, October 23, 2021……………. 6:00 pm
Thursday, December 2, 2021…………. 6:00 pm
VFW Post #2472
3354 Delaware Avenue
Buffalo, NY 14217
Downstairs
Monday, September 20, 2021……….. 6:00 pm
Monday, October 18, 2021……………… 6:00 pm
Monday, November 22, 2021…………. 6:00 pm
Western New York Center
1999 Alvin Road, Community Room
Grand Island, NY 14072
Thursday, August 26, 2021 ……………… 5:00 pm
Saturday, September 18, 2021………. 10:00 am
Wednesday, September 29, 2021…. 5:00 pm
Saturday, October 30, 2021………….. 10:00 am
Wednesday, November 17, 2021……. 5:00 pm
Saturday, December 4, 2021…………. 10:00 am
Wheatfield Community Center
2790 Church Road
Wheatfield, NY 14120
Tuesday, September 14, 2021……….. 10:00 am
Frequently Asked Questions
1. Do I have to enroll in Medicare, I’m still working?
If you are actively working and receiving benefits from your employer and there are more then 20 employees you do not need to enroll in part B until you retire.
2. How much will Medicare cost me?
Since 2007, a beneficiary’s Part B monthly premium is based on his or her income. These income-related monthly adjustment amounts affect roughly 7 percent of people with Medicare Part B. The 2021 Part B total premiums for high-income beneficiaries are shown in the following table:
|
Beneficiaries who file |
Beneficiaries who file |
Income-related monthly adjustment amount |
Total monthly premium amount |
|
individual tax returns with income: |
joint tax returns with income: |
||
|
Less than or equal to $88,000 |
Less than or equal to $176,000 |
$0.00 |
$148.50 |
|
Greater than $88,000 and less than or equal to $111,000 |
Greater than $176,000 and less than or equal to $222,000 |
$59.40 |
$207.90 |
|
Greater than $111,000 and less than or equal to $138,000 |
Greater than $222,000 and less than or equal to $276,000 |
$148.50 |
$297.00 |
|
Greater than $138,000 and less than or equal to $165,000 |
Greater than $276,000 and less than or equal to $330,000 |
$237.60 |
$386.10 |
|
Greater than $165,000 and less than $500,000 |
Greater than $330,000 and less than $750,000 |
$326.70 |
$475.20 |
|
Greater than or equal to $500,000 |
Greater than or equal to $750,000 |
$356.40 |
$504.90 |
3. What does Medicare cover?
Under part A Medicare covers inpatient care, home health care & hospice care. Medicare part B covers outpatient services, doctors, labs, x-rays, etc.
4. Can you explain the coverage gap?
There are different phased in the prescription program. Phase one, is where you pay the plan deductible is there is one, Phase two, you pay the plan copays until your total drug cost reached the initial coverage limit. Phase three- the coverage gap is where is you pay 25% of all medication until you reach the out of pocket maximum. Phase four is catastrophic coverage where you will pay no more than 5% for the copay.
5. Why do I have to pay for part B if I’m enrolling in another plan?
By paying your part b premium the health insurance you choice will get a monthly subsidy to help off set the cost of your plans premiums and copays.
Personalized Compliance Expertise & Enrollment Assistance
If you are unsure if a Medicare program is right for your company, or you have questions about whether you personally qualify for these benefits, please give us a call at (716) 580-3773 to reach our office. Our experienced consultants will help you navigate the ins and outs of applying for Medicare. We are here for you every step of the process.
Understanding Your Medicare Choices
Helping you find the best plan to fit your health care needs
Do you currently have Medicare but are unsure if you are on the right plan that meets your individual medical needs?
As an independently owned insurance agency, Sheridan Benefits works for you — our client — and not insurance providers. This allows us to provide you with the most current Medicare plans from major carriers that fit your individual medical needs. (link to individual benefits page) We are here to help.
Let us show you how!
As your healthcare resource, we can offer you Medicare plans from various private insurance companies. So you’re provided a plan that is the best fit for you. We can help you get answers to your Medicare questions like:
- What is Original Medicare and are there other health care choices?
- What do Medicare parts A, B, C, D mean?
- What are the differences between Medicare and other Health Care Coverages?
- Is Original Medicare enough health coverage for me?
- Are my prescriptions covered?
- How much will it cost?
- Do I have a deadline to enroll?
Personalized Compliance Expertise & Enrollment Assistance
Testimonials
Buffalo Office
7 Limestone Dr.
Buffalo, NY 14221
Hours
Monday - Friday
8:00 am - 5:00 pm
